| Card | Annual Fee | Best Benefit | Cashback | Approval |
|---|---|---|---|---|
| Amazon Pay ICICI Best | Zero forever | 5% Amazon cashback | 1-5% | Instant online |
| IDFC WOW Card | Zero forever | 1% all cashback | 1% | Instant digital |
| Kotak 811 Card | Zero forever | Digital first card | Rewards | Instant app |
| IndusInd Platinum | Zero forever | High credit limit | Rewards | Branch/online |
| HSBC Visa Platinum | Zero forever | 3x on dining | 1-3x | Online |
💡 Amazon Pay ICICI is the best free card in India: If you shop on Amazon even once a month, the 5% cashback (Prime) or 3% (non-Prime) makes it worth carrying. Zero annual fee, good credit limit, accepted everywhere. Apply directly on Amazon app in 2 minutes.
Also read: All Best Credit Cards 2026 · Best Cards for Beginners
Disclaimer: Annual fee status as of May 2026. Card issuers can change terms. Verify zero-fee status before applying.