Missed call 9966044425 — instant balance in seconds · SMS EPFOHO UAN ENG to 7738299899 · UMANG App · EPFO Member Portal · Check PF balance with or without UAN · Complete guide for all 50 crore EPFO members with troubleshooting tips.
By FinMandi TeamMay 5, 202612 min read✓ 2026 Updated
Fastest method: Missed call to 9966044425 from registered mobile — get SMS in seconds
Without internet: SMS EPFOHO UAN ENG to 7738299899 — works on any phone
Full passbook: UMANG App or EPFO Portal — see complete contribution history
Without UAN: Visit epfindia.gov.in — use Member ID, Aadhaar or PAN to find UAN
EPF interest 2026: 8.25% p.a. — credited annually by EPFO to all members
Tax alert: Interest on employee contribution above Rs 2.5 lakh/year is now taxable
Fraud alert: Never share UAN and password with anyone — EPFO never asks for it on WhatsApp
📋 What is UAN? Universal Account Number (UAN) is a 12-digit unique number assigned to every EPF member by EPFO. It stays with you throughout your career — even when you change jobs. Your UAN is printed on your salary slip or can be found in your offer letter. You must activate your UAN on the EPFO portal before using most EPF services. Activation is free and takes 5 minutes.
📞 Method 1 — Missed Call (Fastest — 10 Seconds)
The absolute fastest way to check your EPF balance. Works 24x7, no internet needed, no app required.
📞 EPF Balance by Missed Call
1
Give a missed call to EPFO number
From your registered mobile number, give a missed call to:
9966044425
2
Call disconnects automatically
The call will ring 1-2 times and disconnect by itself. You do not need to wait or do anything. No charge applied on your mobile balance.
3
Receive SMS with balance
Within seconds you receive an SMS like: "UAN: 1012XXXXXXXX. Name: Rajesh Kumar. Last Contribution: Rs 5,400. Total Balance: Rs 4,85,000. KYC: Aadhaar-Yes, PAN-Yes, Bank-Yes."
Requirements for missed call: (1) Must call from mobile number registered with your UAN (2) UAN must be activated on EPFO portal (3) UAN must be seeded with Aadhaar, PAN or bank account. If any of these are missing the missed call will not work.
💬 Method 2 — SMS (Works Without Internet)
Check EPF balance via SMS in 10 languages — no smartphone or internet needed. Works on any basic mobile phone.
💬 EPF Balance by SMS
1
Type this SMS from registered mobile
Open your SMS app and type:
EPFOHO UAN ENG
Replace ENG with your language code from the table below. Replace UAN with your actual 12-digit UAN number.
2
Send to EPFO SMS number
Send this SMS to:
7738299899
3
Get reply with balance details
EPFO replies with your last contribution amount, total EPF balance and KYC status in your chosen language.
Language codes for SMS:
English
ENG
Hindi
HIN
Punjabi
PUN
Gujarati
GUJ
Marathi
MAR
Kannada
KAN
Telugu
TEL
Tamil
TAM
Malayalam
MAL
Bengali
BEN
📱 Method 3 — UMANG App (Full Passbook)
UMANG (Unified Mobile Application for New-age Governance) is the government's official app for all government services including EPFO. Best for viewing full contribution history.
📱 EPF Balance via UMANG App
1
Download UMANG App
Search "UMANG" on Google Play Store (Android) or App Store (iOS). Install the official app by National e-Governance Division (NeGD). Free download.
2
Register and verify mobile
Open app, register with your mobile number, verify with OTP. Choose your preferred language.
3
Go to All Services → EPFO
Tap "All Services" at the bottom → Search or find "EPFO" → Tap on it.
4
Select "View Passbook"
Under Employee Centric Services → tap "View Passbook" → Enter your UAN → Verify with OTP → Select your employer → See complete passbook!
🌐 Method 4 — EPFO Member Portal (Most Detailed)
The EPFO Member Portal gives you the most detailed passbook — month-by-month contributions, employer contribution, interest credited and withdrawals. Best for auditing your EPF account.
🌐 EPF Balance via EPFO Portal
1
Visit EPFO Member Passbook Portal
Open browser and go to the official EPFO passbook portal: passbook.epfindia.gov.in
2
Login with UAN and password
Enter your UAN, password and captcha. If you have not set a password, go to EPFO Unified Member Portal first to activate UAN and set password.
3
Verify with OTP
Enter the OTP sent to your Aadhaar-linked mobile number. This is mandatory for security in 2026.
4
Select Member ID and view passbook
Choose the relevant employer/Member ID (you may have multiple if you changed jobs). Your complete EPF passbook with all contributions, employer share, employee share and interest credited appears. You can also download as PDF.
Tip: Your passbook shows two separate sections — Employee Share (your 12% of basic salary contribution) and Employer Share (3.67% of basic salary for EPF + 8.33% goes to EPS pension). The Total Balance shown is EPF balance only. Your pension (EPS) is separate and not shown here — you can check pension details separately on the same portal.
🔍 Method 5 — Check EPF Balance Without UAN
Lost your UAN or don't know it? Use these methods to find your UAN first, then check balance:
From salary slip: Your UAN is printed on your monthly salary slip — check last 3 months slips
From EPFO portal: Visit unifiedportal-mem.epfindia.gov.in → Click "Know Your UAN" → Enter mobile number + OTP → UAN sent to your mobile
From employer: Ask your HR department — they have your UAN on file
Using Aadhaar/PAN: On EPFO portal Know Your UAN page → enter Aadhaar or PAN → verify with OTP → get UAN
Old method (Member ID): If you have your old PF number (format: XX/XXXXX/XXXXXXX) — visit epfindia.gov.in → For Employees → Know Your UAN Status
🔑 How to Activate Your UAN (First Time)
If your UAN is not activated, missed call and SMS will not work. Activate once — then all methods work forever.
Enter UAN, Aadhaar number, name, date of birth and mobile number
Get OTP on Aadhaar-linked mobile → enter OTP
Set your password → UAN activated!
Then complete KYC — link Aadhaar, PAN and bank account for full access
⚠️ Common Problems and Fixes
📵
Missed call not working — no SMS received
You are calling from wrong number OR UAN is not activated OR KYC is incomplete.
Fix: Check your registered mobile on EPFO portal Profile section. Complete KYC — link Aadhaar, PAN and bank account.
📔
Passbook not available for Member ID
You work in an Exempted Establishment — your company manages PF through their own trust, not EPFO directly.
Fix: Contact your company HR for PF balance. Check salary slip — if PF number starts with company name (TCS/... INF/...) you are exempted.
⏰
Portal session timeout error
EPFO portal gets heavy traffic on 15th of month (salary day). Portal times out frequently.
Fix: Use UMANG App instead — it is faster and more stable. Or access portal during off-peak hours (early morning or late night).
🔢
Balance shows zero or wrong amount
Employer has not deposited your PF despite deducting from salary — this is a serious issue!
Fix: Check passbook to see if employer is depositing regularly. If not — file complaint at grievances.epfindia.gov.in immediately. EPFO will take action against employer.
🔐
Aadhaar authentication failed
Name mismatch between Aadhaar and EPF records — very common after name change or spelling variation.
Fix: Submit Joint Declaration form online through EPFO portal with your employer's approval to correct name mismatch.
The official EPFO missed call number for EPF balance check in 2026 is 9966044425. Give a missed call from your registered mobile number — the call disconnects automatically and you receive an SMS with your UAN, last contribution amount, total EPF balance and KYC status. This is the fastest and easiest method available 24x7. No charges apply. Your mobile number must be registered with your UAN for this to work.
To check EPF balance without UAN, first find your UAN using: (1) Check your salary slip — UAN is printed on it (2) Visit EPFO portal and click "Know Your UAN" — enter your registered mobile number and get UAN via OTP (3) Use your Aadhaar or PAN number on the "Know Your UAN" page. Once you find your UAN, activate it and then use missed call, SMS or UMANG app. If you still cannot find UAN, visit your nearest EPFO Regional Office with Aadhaar card.
The EPF interest rate for FY 2025-26 is 8.25% per annum — same as the previous year. This interest is credited to your EPF account once a year, typically by March-April after EPFO board approval. The interest is calculated on the monthly running balance and compounded annually. Note: For employees contributing more than Rs 2.5 lakh per year (their share only), the interest on excess contribution is now taxable as per the 2021 amendment — you can see this in two separate ledgers in your passbook.
Download your EPF passbook from the EPFO portal or UMANG App. Check the "Date of Deposit" column for each month. Your employer is supposed to deposit PF by the 15th of the following month. If you see gaps — months where salary was deducted but no deposit appears — your employer is defaulting. This is illegal. File a complaint immediately at grievances.epfindia.gov.in (EPFIGMS portal). EPFO will investigate and take action including penalty on employer.
Partial EPF withdrawal is allowed while employed for specific purposes: (1) Medical emergency — any amount, any time (2) Marriage of self, child or sibling — after 7 years of service (3) Home loan repayment — after 10 years of service, up to 90% (4) Home purchase or construction — after 5 years, up to 90% (5) Education of self or child — after 7 years. Full withdrawal is only allowed 2 months after leaving employment. Withdrawal before 5 continuous years of service attracts TDS at 10% with PAN or 20% without PAN.
Disclaimer: EPF balance check numbers (9966044425 for missed call, 7738299899 for SMS) are official EPFO numbers as of May 2026. EPF interest rate of 8.25% is for FY 2025-26 as declared by EPFO. All EPFO portal URLs mentioned are official government websites. Never share your UAN password or OTP with anyone. EPFO never asks for password or OTP on WhatsApp or phone. This article is for educational purposes only.