| Platform | Best Card | Cashback | Annual Fee |
|---|---|---|---|
| Amazon | Amazon Pay ICICI Best | 5% (Prime) | Free |
| Flipkart | Flipkart Axis Card | 5% | Rs 500* |
| Myntra | Flipkart Axis Card | 4% | Rs 500* |
| Swiggy/Zomato | HDFC Millennia | 5% | Rs 1,000* |
| All platforms | Axis Ace | 2% flat | Rs 499* |
| Utility bills | Axis Ace (GPay) | 5% | Rs 499* |
💡 Ultimate cashback combo for online shoppers: Amazon Pay ICICI (free) for Amazon + Flipkart Axis for Flipkart + Axis Ace for everything else. This combination covers 90% of online shopping with 2-5% cashback on every purchase!
Also read: All Best Credit Cards 2026 · Best Cashback Cards · Lifetime Free Cards
Disclaimer: Cashback rates as of May 2026. Platforms and card issuers change offers frequently.